If you decide to try the match the dealer side bet, your best odds are at a Spanish 21 table. Any total of 19 to 21 will win, with the amount depending on the exact total and composition. There are at least four known versions. Second Types of Blackjack Side Bets: 21+3. Blackjack payouts are the payout ratios for any blackjack game. If you’re considering using the match the dealer blackjack strategy, now you know why it’s a terrible strategy. 5 cards – Pays 4/1. 47% (compared to six decks) Double down on any two cards – Lowers house edge by 0. The difference is that in the 3:2 payout, the player gets paid $3 for every $2 that he bets on a winning blackjack hand whereas, in the 6:5 payout, the payment is $6 for every $5 bet. Every $5 gets paid an extra $1 or in other words a $5 blackjack gets. 22%. The dealer then asks if you want a hit (another card), if yes, they ask you hit again, you. An ace-up blackjack will be revealed immediately after peeking, and the player will lose only his original wager, except a blackjack tie will push. That variation is the payout for a blackjack. Only the highest payout is paid: Pair of King of Spades with dealer blackjack pays 1000-to-1. Card Scanning: Dealers sometimes scan cards before adding them to the table. Shoe Composition: 1 deck 2 decks 3 decks 4 decks 5 decks 6 decks 7 decks 8 decks. If it’s any other total other than 20, you lose the bet. 3% to the blackjack house edge compared to 3:2; the latter payout is 1. Test your blackjack skills free by answering the 10 Blackjack questions. Our Blackjack game features one of the lowest house edge in the industry, at just 0. Dealer Odds of Winning. . The player may bet on a player blackjack and/or dealer blackjack. Typically, the payouts for Buster Blackjack are as follows: 3-4 cards – Pays 2/1. With simple rules and good odds, it’s no surprise blackjack is the most widely played casino table game in the world. 5 7. 5% payout rate, which makes it one of the most player-friendly live dealer games on the market. From 2 to Ace. Dealer Blackjack wins automatically, and Player Blackjack wins automatically, even against the Dealer’s. 96 to players on average. Both have a $5 minimum bet that may go to $10 during busy hours. Craps: If you prefer rolling the bones, DraftKings. The payout odds the casino provides directly influence the house edge. 2:1 is a better payout. To get a straight flush in Blackjack, the three cards must not only be the same suit. Friendly live blackjack croupiers. For example if you are playing blackjack and play 20$ each hand for two hours and you win every second hand and lose the following one you considered as you played average 20$ for two hours . Wins are paid out at even money, except for player blackjacks, which are traditionally paid out at 3 to 2 odds. , 7 ♥ 7 ♥),; a colored pair - two cards of the same. 48%. Unfortunately, some casinos celebrate blackjack on June 5 with their 6/5 payouts. Simply put, with a 3. Compare the RTP of different blackjack variations and find the best bonuses for real money blackjack. Queen of hearts pair-- that payout structure will. Spanish 21 is the most popular Blackjack variation and combines the action of Blackjack with the exciting payouts of a slot machine. Some online progressive blackjack jackpot games start with a seed amount of $10,000 while others open at as high as $50,000. There are only two single deck games in Vegas that offer 3:2 blackjack payout. The payout table for the 3 card hand is as follows: Straight Flush 9 to 1; Three of a Kind 9 to 1; Straight 9 to 1; Flush 9 to 1; Normal blackjack rules apply for the required Blackjack wager. The high-limit game is a six-deck that stands on all 17s. As Perfect Pairs is the most popular in the world of blackjack, it is available on almost every single blackjack game. 7Bit Casino: Best crypto blackjack casino. One place where available games will differ is the player Blackjack payout. 22% (one in 450 hands), but the odds of a dealer’s ace upcard upgrading to blackjack stand at 30. Free Bet Blackjack Learn the rules and Wizard's Simple Strategy in this introductory video. With a 6:5 payout, you would get $6 for every $5 you bet giving you a 1. Two thousand would be three thousand. The live dealer table features 99. However, most of the time, a single deck game will have different payout structures, like 6:5 payouts for a blackjack rather than 3:2. The casinos covered above certainly give you an opportunity to play blackjack for cheap. Backstage, the casino’s systems will analyze players’ betting patterns and the table’s cards to identify any counting. If you bet $10 and get a blackjack in a traditional game (3-to-2 payoff on blackjack) you will win $15. We combine now each of the 4 Aces with each of the 16 ten-valued cards: 4 * 16 = 64. 12% and 95. There are rule changes such as surrender and re-splitting aces that also affect the player’s expected return at a given blackjack game. If you bet $100 and hit a blackjack, you keep your $100, and the house gives you $150-in total, you have $250. In European Blackjack, the payouts are 3:2 and players can double down on totals of 9-11. A blackjack beats any hand that is not a blackjack, even one with a value of 21. e. Bellagio Blackjack Rules. 2 payout, if you have a winning hand you would be paid $3 for every $2 you bet giving you a 1. The bet is worth half of the. Blackjack Payouts. Top-Rated Casino Our rating: 4. Level: intermediate 9 mins read Page created 01 Dec, 2021 Endorsed by Mr Blackjack Player’s Odds Table Reducing the online blackjack house edge is as simple. nms No mid-game entry and no sitting out hands. When the player hits a corresponding hand, the dealer will get a payout based on the applicable paytables; (7) A TriLux Bonus Blackjack wager will be paid in accordance with one of the following paytables:In 6:5 blackjack, the operator will expectedly keep £1. 18% + 14. A straight flush gets you a 180 to. Single Deck Blackjack Vegas. Free Bonus Blackjack is a variant of Blackjack and may offer two different Blackjack payouts 6 to 5 and 3 to 2 . For specific tips, we present two charts depending on whether the dealer hits or stands on soft 17. The original version of 21 plus 3 blackjack had a 9:1 payout for all winning hands, and this paytable is still an option at various retail casinos across the country. If the player has a $5 blackjack, then pay him even money plus $1. 5x for a natural. In 3/2 Blackjack, you win $3 for every $2 that you bet. When a player wins a corresponding TriLux wager, the dealer will get a payout as well. The payout of a blackjack insurance side bet, when the dealer's face-down card is a 10, is 1:1. 5%. Horseshoe deals it for $25 with a 6:5 payout. A 3 to 2 natural payout lowers the house edge by 1. This amount, which Packer cashed out in 1995, was the biggest payout in blackjack history. If you’re dealt two Queen of Hearts when the dealer hits a blackjack, you’ll win the top prize. The payout on a natural blackjack has the single biggest effect on the house advantage. The premium hand is a Queen of Hearts pair (the “Lucky Ladies”), and the highest payout occurs when a player is dealt the “Lucky Ladies” and the dealer has a blackjack. Factors like when the dealer must hit/stand, the presence of the surrender rule and altered payouts for a winning blackjack (e. 7 10. 3:2 blackjack is considered standard, and thus, the rule adds 0%. 3% to the blackjack house edge compared to 3:2; the latter payout is 1. If the dealer’s total exceeds 21, then you win. The gambling at these casinos tends to be better in. 5x for a natural. This is the most unlikely scenario with the highest payout, 3:2 Payout: Hit blackjack to get an extra payout - for every 2 units bet you receive 3 units in return. We have used mathematical probabilities to work out the best moves to make. A natural blackjack is only 4. The high-limit room has double-deck and six-deck blackjack. Single Deck Blackjack Vegas. That same $10 bet on the 6:5 blackjack table will only win you $22, or $12 profit. 5 x your bet when you have blackjack. This wager’s outcome is depends on the first two cards dealt. 2) Let's do now the calculations for arrangements. Depending on the blackjack variation and the software. Table Limits: $50/$100 minimum – $10,000 maximum Blackjack Rules: dealer stands on Soft 17 (S17), double down after split (DAS), no resplitting aces, no surrendering. Dealer Odds of Winning. 5 Enjoy. 25% (compared to only 9 through 11)Minimum bets to play blackjack are higher while payouts for winning hands are lower, and placing bets in roulette is riskier on the Las Vegas Strip, according to The Wall Street Journal. If the dealer busts, then the player wins according to how many cards were needed to bust. Lightning Blackjack is the newest blackjack side bet from Scientific Games. Payout for $2,375. The probability to get a blackjack (natural): 64 / 1326 = . The game is mostly self-explanatory. Enjoy the benefit of having a Dealer stand on soft 17s and. During slow hours, you may find $25 3:2. Consider this example from the Flamingo on the Las Vegas Strip: They offer a single deck 6:5 game, where the house edge for a basic strategy player is 1. Improve Your Blackjack Game. Even if you’re a total beginner, you’ll be. Last Updated on August 27, 2023 by John Mehaffey. 50. This type of Blackjack payout ensures a low house edge and high RTP for the player. The dealer hits soft 17 at all El Cortez blackjack tables. Like most forms of blackjack, Infinite Blackjack, has a basic payout structure with a blackjack being paid out more than an average winning hand. cards are suited or are the same rank, the payout is higher. However, for most gaming options, you will have to start up the game and check the game info for. Blazing 7's™ is a blackjack side bet that pays based on the number of sevens in the player's first three cards. Match the Dealer is a side bet found in blackjack, Spanish 21, and Down Under Blackjack. The amount of the win depends on the poker value of all four cards. Blackjack insurance odds typically payout at 2/1 while the maximum bet that is allowed is half of the player's main bet. You can learn about blackjack odds from odd charts. However, the Perfect Pairs Blackjack payouts can differ depending on the casino. So the probability of four in a row is (64/1326) 4 = 16777216/ 3091534492176 = 1 in 184270. Version 1 of 21+3 I noticed at the Las Vegas Hilton in April, 2001. 3%. 48%. a 2 counts as two, a 9 counts as nine. The resulting house edge from changing this rule alone is approximately 3. The payout is based on how many cards it took for the dealer to go bust. Blackjack at Las Vegas locals casinos. 4% when compared to 3:2 payouts. It’s a question that’s long-plagued blackjack players: How can casinos pay 6-to-5 for blackjack? For many years in Las Vegas casinos, blackjacks paid 3-to-2. If you have these numbers at your fingertips, you’ll soon be able to calculate your 3 to 2 payouts just as quickly as an. In this series he'll take you through basic strategy, card counting, and bankroll management. So on a natural blackjack, the casino pays only $12 on a $10 bet. Blackjack Rules, Part 1. The value of a hand is the sum of the point values of the individual cards. Blackjack variants like Spanish 21 have a low house edge despite. Blackjack (formerly black jack and vingt-un) is a casino banking game. The entire gambling industry accepts blackjack as a beloved staple card game. Casino Extreme: Big 1000% match bonus. ©2016, Jack. In casino play, the dealer remains standing, and the players are seated. To receive the payout, one had to get an Ace of Spades and either the Jack of Spades or Jack of Clubs. Over the years the casinos are shifting from 3. However the actual probability is much less, because as the player gets each blackjack the ratio of aces to cards left in the deck decreases. The basic blackjack strategy can be used at both online casinos and brick-and-mortar casinos to help you. 39% to the house edge on that game of blackjack. Of those, 64 have at least one traditional game that pays 3/2. Blackjack rules are easy to learn. Learn the probability of you or the dealer busting and the payouts for popular bets. Pair of King of Spades without dealer blackjack pays 100-to-1. The live casino can be found in the games section. Sometimes the house has different odds. Version 1. 5% RTP rate, specifically, the Blackjack Early Payout games. The wager costs a flat $5 to make. The “regular” blackjack tables have limits of $10-1,000, $25. 56% for each $10,000 in the meter. 96% is widely considered to be the average payout (RTP) for online slots. The TriLux is an optional bonus bet for Blackjack that considers the first two cards the players receive and the dealer’s up card. Before cards are dealt, players place their bets. That means if. Legal blackjack is a game of chance however so the odds of losing are still very much in play. Online Slots; Real Money. Queen of hearts pair and dealer has blackjack will give you a 1,000 to 1 payout. Of course, a few blackjack games throughout Macau can differ slightly. Changing the payoffs on blackjacks adds 1. If you want to know every single move you should make in any given blackjack situation, welcome to our free online blackjack calculator! This is the. The $25 6:5 game is Free Bet Blackjack. ” Blackjack pays even money. Blackjack Perfect Pairs is a side bet that has grown in popularity to the extent that it lends its name to blackjack games. 30%. Learn Basic Strategy and stick to it. The moves suggested by the calculator are mathematically optimal and can help you achieve three things. If it sounds familiar, it is the same as the Lucky Lucky. Evolution uses eight decks in the blackjack game, so I am basing this return table on eight decks. Blackjack variants like Spanish 21 have a low house edge despite. The best way to go about blackjack odds and RTP is to have a basic strategy that you stick to. nmm No mid-game entry and no mid-game spreading to multiple hands. Single Deck Blackjack has an even better payout rate of 99. Optionally, they may also place a Freebie wager and/or Dealer 22 wager and a. Blackjack may be played with one to eight decks of 52-card decks. Perfect Pairs is the most common form of side bets in blackjack. The Top 3 wager is based on a three card hand usingChanging that one rule, reducing blackjack payouts from 3:2 to 6:5 adds a substantial 1. The probability you’ll get a tie in Black Tue Win is around 8. This will help you figure out 3:2 payout amounts much quicker. It means that the initial two cards of the player and the dealer's up card are of consecutive values such as 3♣4♦5♠. 39% to the casino’s advantage. One unsuited match pays 4/1, while one suited match pays 19/1. Test your knowledge on 3 to 2 blackjack payoffs. Through the years I have seen four pay tables, which I refer to on this page as numbers 1 to 4. 5:1 odds. These described the bonus round as played with special "cat dice," and the Blackjack payout as 3-2. Join now and get a generous welcome bonus. The Basic Rules of Blackjack The goal of blackjack is to beat the dealer’s hand without going over 21. The only changes are the name and the pay table. Most gambling destinations either feature eight-deck games or single-deck tables with 6:5 blackjack payouts. The game of Blackjack becomes more interesting thanks to the exciting and thrilling option of Blackjack side bets or simply called, side bets. A progressive blackjack side bet pays out winning combinations in addition to the progressive jackpot itself — although it’s worth noting that you will have to stake more to be in the running. Free Bet Blackjack Payouts & House Edge . There are different variants of blackjack and each has different payout ratios. The payout varies depending on the combination. nm No mid-game entry. Yet don't be fooled, play too long especially when winning and your chips. In this sense, if you manage to make 60 bets every hour, you will lose $60. LUCKY GEORGE Is a payout that goes to the dealer toke pool. Available in most variations of the game, blackjack insurance is a side bet that players can make when the dealer is showing an ace. Typically a casino will offer blackjack payout odds of 3:2 with a house edge of around 0. Bust – Upon hit, you drew cards that made the hand value surpass 21. That means a $10 bet only nets an additional two in winnings instead of the traditional five dollars—and it’s not just card games like blackjack that are exhibiting signs of deteriorating odds. 2% on the main BJ bet at a true count of. 5:1 odds. 34% payout rate, which means the house edge is 0. Learn odds, house advantage, and payouts of all Blackjack side bets. Players may double their bet and stand or play normally. Plus, you are playing against only the dealer, not hooded poker champions. Casinos set up 6/5 games, where the house pays only 6-to-5 on a natural blackjack. However, the. The base blackjack odds sit at around 42. 8 – Tropicana. But there are some important concepts to. When there is more than one (1) qualified progressive jackpot hand, requiring a 100% payout, the jackpot is divided equally amongst6-7-8 mixed — 3/1 payout. Each player starts with two. Clearly, this is a losing bet over the long run. On the other hand, if the player has a blackjack, the payout is 3:2. In the casino version, the house is the dealer (a "permanent bank"). The $6 minimum table only pays a 6:5 blackjack (which, if you bet the minimum, becomes a 7:6 blackjack payout, not very good). Tropicana. Other blackjack payouts. 3. Same with the machine , if you started with 20$ and played for 1 hour 5 $ each hit, winning every second hit (in average) you actually played. All wins are on a "to one" basis. ONE Blackjack is fully customized for mobile and desktop live casino play. The next bet is $15 (one-half higher than the original one). In fact, there is an approximate 33% chance that the dealer’s face-down card has a value of 10. 359% per hand and 1. Odds; What Is Blackjack Lucky Ladies Side Bet. If the dealer does not bust, then the side bet loses. The approach, gameplay, and strategies, however, vary in a single-deck. Old school blackjack tables had seven blackjack boxes, or spots, and that. Of course, a few blackjack games throughout Macau can differ slightly. B lackjack is one of the simplest games to play at a casino. This interesting blackjack odds chart is the two card count frequency chart. Four of them are 10-value cards that will give the dealer blackjack. 2 payout, if you have a winning hand you would be paid $3 for every $2 you bet giving you a 1. The Blackjack Odds chart can come in handy when playing Blackjack Online or in land-based casinos. Most other blackjack variants condition the players to push whenever they get this hand, but not Spanish 21. After each individual bet you’ll be signaled that you can place a Lucky Lucky side bet as. Some blackjack variants may be playable while providing a smaller payout for blackjack, but you’ll have to look at those games individually to find out. 0. If you start playing a blackjack game. 60% RTP) Played between six and eight decks of cards, all cards with a value of 10 are removed from play. A $100 six-deck version of this game is in high-limit. The basic blackjack strategy is rule-dependent, meaning you’ll have to adapt it based on the game you play. They’re convinced that single-deck blackjack is always the best game in the casino. The payout is only 2:1. A double down bet is placed in the betting box, right next to the player's original bet. The Excalibur casino in Las Vegas is one of the long time favorites for savvy blackjack players. The optimal strategy for playing Free Bet. In terms of Blackjack side bet payouts, Insurance offers some of the lowest available. 28% RTP, a €1-€5,000 bet range, and accepts an unlimited number of players. Best Casinos for Serious Low Rollers. For the best odds the Tropicana has to offer, it’ll be $50 per hand to play six-deck, stand on 17, stingy rules with a 0. The third most popular version of online Blackjack you can play is the Double-Deck Blackjack game. Free Bet Blackjack with a 3:2 payout is offered for $15. 10%. Aces may be counted as 1 or 11 points, 2 to 9 according to pip value, and tens and face cards count as ten points. On average, a blackjack will pay out 3:2. 39% (compared to a 6 to 5 payout) Single deck – Reduces house advantage by 0. Players can Split up to 3 times, and all Splits but Splits on 10s are Free Splits. He had a solid knowledge of the blackjack rules and a brilliant winning approach. In both cases, an A stands for ace. The Blackjack trainer will develop your playing acumen, and enable you to optimise your. 1. 66 percent house edge games, a la Borgata and Caesars. 21%. Insurance – insurance against “Blackjack” if the dealer has an ace with its face up. Over the years the casinos are shifting from 3. 6-Deck Blackjack . Because Infinite Blackjack does have some extra exciting payouts, let’s take a look at the many different ways to win money while playing. Cards Return to Set Details. Moreover, many seasoned players would advise against placing this particular side bet, since the risk/payout balance is skewed towards risk. The game is mostly self-explanatory. Best casino payouts New casinos Payment options Fastest withdrawals. To win, the first two cards dealt must form any total of “twenty”. A lawsuit filed earlier this week alleged that the Encore casino’s blackjack payout system violates Massachusetts Gaming Commission law—but at a hearing today. I know of two pay tables, which are shown below. A pair of 7’s splits against dealer 2 through 7, otherwise hit. See the chart with the original bet and the payoff for each bet amount, from $1 to $5,000. The original version of 21 plus 3 blackjack had a 9:1 payout for all winning hands, and this paytable is still an option at various retail casinos across the country. The Blackjack Insurance odds are 33/16 = 2. As a result, the developers had to compensate in other areas to bring the RTP under 100%. In that case, you don’t lose your bet, but you don’t get any winnings either. Dollar Value. 2%. Regular Payouts and Side Bets. Players cannot double down after splitting. There are three types of pairs that lead to a payout: a perfect pair - two cards of the same value and the same suit (e. The amount of the win depends on the poker value of all four cards. Blackjack: 3 to 2; Insurance: 2 to 1; All other. A Perfect Pair is defined by the player's or dealer's initial two cards matching in both rank and suit. You’ll receive a lucrative payout if your first two cards match (Ace Diamond and Nine Diamond) or are suited (two Jacks of Clubs). 44%. Use the buttons located at the bottom of the card. Lucky Ladies is a side bet offered in certain standard blackjack variations. The payout of a blackjack insurance side bet, when the dealer's face-down card is a 10, is 1:1. Our Blackjack game features the lowest house edge in the industry, at just 0. In that case, the house edge is about 1%, but the game now has 50-50 chances. 21+3 Side bets blackjack odds in numbers. These odds are based on a standard round of Blackjack for the casual player. Some casinos have moved this down to 6:5 or 7:5, however, this means you’ll get considerably less money over the long haul. Typically a casino will offer blackjack payout odds of 3:2 with a house edge of around 0. The standard payout for a blackjack is 3 to 2. A simplified view of your expectation, assuming a totally fair game, might look like this:Connecticut Blackjack Rules & Conditions Chart 2022; Atlantic City, NJ Blackjack Rules & Conditions Chart 2022; Michigan Blackjack Rules & Conditions Chart 2022; Macau, China Blackjack Rules & Conditions 2022; Odds Of Player vs Dealer Busting; Blackjack Variations; Hand Signals & Terms; Media. Blackjack table. Remember to consider regulation differences, betting limitations, and seat availability. 45%. Double Deck BlackjackLucky Lucky Blackjack Odds, Rules, and Paytable. Double Deck Blackjack. Some blackjack variants may be playable while providing a smaller payout for blackjack, but you’ll have to look at those games individually to find out. However, when playing the game with the 21+3 side bet, the house edge increases slightly, reaching 4. It wins if either of the player's initial two cards match the dealer's up card in rank. APONTE: The beauty of blackjack is that the. Aggregate maximum payout of $25,000 per player per round. Suited triple – (three of the same card) – pays 100:1. Conclusion. Never split 5s and 10s. The casino has one of the top double deck games in Biloxi with 3:2 payouts where the dealer hits on soft 17s, you can double after splitting and surrender, but you can’t re-split aces. Blackjack Payout rules. The payouts for “twenty” depends on the card-combination involved. Any straight, flush, trips, or straight flush would pay 9:1. It is based on mathematical probabilities and is designed to reduce the house edge to as low as 0. With a career spanning two decades, Mathieu Blake knows his way around a blackjack table. Generous venues might offer a 35:1 perfect pair payout, while those with a tighter budget might lower this payout to 25:1. Other blackjack side bets. The Wizard analyzes the Lucky Ladies blackjack side bet. There are only two single deck games in Vegas that offer 3:2 blackjack payout. If you bet $20 and receive a blackjack, you will get a payout of $30; Late Surrender: A player can choose to surrender after the dealer checks for BlackjackGamblers love side bets as they offer the chance of blackjack side bets payout. Here are the full rules of the game. That means if you put $10 in chips on the table and hit a blackjack, the dealer would give you $25 — a $15 profit and your original. Blackjack payout cheat sheet. 1. As expected, the payouts for a blackjack, a 21 win or insurance are standard – 3:2, 1:1, and 2:1 respectively. 8 times the house edge per hand and wager. 8%, which essentially is an ace dealt with a ten card straight off the initial deal. Snyder's 1. The game is dealt from multiple decks, which are shuffled after every hand by the dealer. Daily bonuses, rewards and promos for coins. Our Blackjack quiz is designed to help you improve your knowledge and skill of the game. do online casinos pay 3:2 or 6:5?) all impact on house edge. From the get-go you are showered with a 500% bonus of up to $5,000 when you use the café500 promo code. 10%. It’s a question that’s long-plagued blackjack players: How can casinos pay 6-to-5 for blackjack? For many years in Las Vegas casinos, blackjacks paid 3-to-2. Aces are worth 1 or 11; whichever makes a better hand. Losing all wagers after splitting. Regardless of other rules, the rules for blackjack’s payouts have an independent effect on the house edge. The exceptions are Alamo, Binion’s, Circus Circus, Four Queens, Linq, O’Sheas, and Rio. 3. 4. The TriLux side bet is 9:1 on any hit of the 3-card poker hand (player 2 plus dealer upcard). Straight flush – (consecutive cards same suit) – pays 40:1. Our Blackjack game features one of the lowest house edge in the industry, at just 0. The remaining numbers, multiplied by 1. It uses decks of 52 cards and descends from a global family of casino banking games known as " twenty-one ". 359% per hand and 1. We will review the online game in the last section of this article. Blackjack charts can drop the house edge to 0. To win, the first two cards dealt must form any total of “twenty”. 21+3 – this bet involves the player’s cards and the dealer’s upturned cards. Practice Now21+3 blackjack odds. Payout for Blackjack: The standard payout for a winning blackjack hand (an Ace and a 10-value card) is typically 3 to 2, which means if you bet $10, you receive $15 in winnings. Probability is the branch of mathematics that deals with the likelihood of events. If the dealer makes a hard total of 22, all remaining bets push. Depending on the blackjack variation and the software. 37% RTP is lower than standard blackjack in order to accommodate the pair bonuses.